Grow your church.

We want to see churches growing and expanding so that more people can have personal encounters with Jesus Christ. This is why we do what we do.

When working with a church we are trying to get to a “yes” for you. We want to form a partnership with you and be as flexible in our loan terms as we can. We want your church to find freedom, to be able to do what God has called you to do, to dream big dreams and see the vision God has placed on your heart for your church and your community become a reality.

Grow your church.

WIF provides mortgage loans with terms up to 20-years for the purposes of acquiring new property, new construction, renovations, and refinancing existing loans.

Why choose WIF?

In most cases, we are competitive with other lenders and this could lead to saving your churches thousands of dollars over the life of a loan. And you can know the interest paid is being used for Kingdom building at other churches.

Planning Ahead

Choose an architect who has previous experience designing churches. An architect with experience working on churches has valuable knowledge that other architects may not. Make sure you address issues such as lighting, sound, heating, cooling, and parking issues with your architect while designing your project. If an architect has not previously worked in your city, or state, make sure they investigates local planning requirements. Different geographic areas have different requirements, so it is important that your architect takes the time to become familiar with requirements that could affect your project. Make sure your architect investigates issues such as traffic flow, turning lanes, utility hook-up, and any other issue with neighborhood impact. Access to the property (driveways) must meet local ordinances. Do not incur architectural costs until you have determined your borrowing capacity. This will prevent you from spending thousands of dollars on architectural plans that you may not be able to utilize.
Choose a contractor with experience in building churches of similar type and size. Always ask for references and check them carefully. Find out if the project was constructed on time and on or under budget. Find a contractor experienced with local building and environmental codes. Although WIF does not require a Performance Bond, ask your contractor if they is bondable and for what dollar amount. It is preferable to use a contractor who can qualify for a Performance Bond.

Get your loan started now.