Why invest with us?
We were founded in 1946 by individuals who understood the unique dynamics of church financing and saw a need to help finance church building projects and provide affordable loans.
Our primary purpose and operations are providing loan assistance to churches and church-related entities so they can expand their facilities, purchase land, build, renovate, or refinance current debt.
We are able to provide these loans with the funds that are invested by individuals and organizations who value a faith-based investment opportunity.
We currently have approximately 1,300 loans with churches and organizations all across North America. The vast majority of these loans are a first mortgage-backed with buildings or land as collateral, and most are guaranteed by the local district or denomination they are affiliated with. In almost 75 years of operation, WIF has never had to foreclose on a loan that we have provided.
We are an Indiana nonprofit corporation incorporated in 1960. We have no shareholders or members, and our affairs are administered by our Board of Directors. We are organized and operate exclusively for charitable and religious purposes. We are a tax-exempt entity, and no part of our net earnings inures to the benefit of any person or individual.
While WIF is not FDIC insured, we do maintain a strong capital equity percentage. This translates to well over $250 million dollars of equity that is in cash or cash type investments and stands readily available to honor any investors request for a withdrawal.
We currently have more than 9,000 investors who have come to trust WIF as their faith based investment organization. In our 74 years of operation, WIF has never missed an interest payment and has honored every investors request for a withdrawal.
The funds that are investment with WIF are used to provide loans to churches or church related entities along with other investments, all as described in our Offering Circular. We currently have approximately 1,300 loans with churches and church related organizations all across North America. The vast majority of these loans are a first mortgage backed with buildings and or land as collateral and many are guaranteed by a denomination or district conference as well. In our 74 years of operation, WIF has never had to foreclose on a loan that we have provided.