You’re one step closer to building the Kingdom with us.
When you obtain a loan with WIF, you’re not just securing funding for a single project—you’re joining a community of believers committed to stewarding resources for Kingdom growth.
Whether you’re expanding your church, building a new facility, renovating for greater impact, or refinancing existing debt, we are here to serve you every step of the way.
You’ve submitted the church’s loan application. Now what?
Here’s a quick snapshot of WIF’s typical loan application and approval process.
Submission & Review
1-3 weeks*
1. Loan Application Submitted
2. Loan Review & Discussion with Applicant
3. Initial Proposal Issued
Acceptance & Approval
1-3 weeks*
4. Borrower Acceptance
5. Onsite Visit**
6. Formal Loan Approval
Due Diligence & Closing
2-6 weeks*
7. Decision Communication to Borrower
8. Due Diligence, Title Work, Documentation Prep
9. Loan Closing
Timing may vary based on purpose and complexity of loan.
Onsite visit requirement based on size and complexity of loan. Onsite visit to assess property and leadership.
“Working with WIF has opened doors and opportunities for our church to bring vision to reality. From the beginning, we knew that we were gaining more than just a financial partner, we were gaining a partner in the ministry and in advancing the Kingdom of God. Their heart to see the local church reach those around them has inspired us to dream bigger and we look forward to working with them for many years.”
Chad and Katie Fisher
Rock City Church
Meet the Team
One or more team members will be assigned to the loan application and will guide you through the loan process.
Loan Officers
Daryl Grabowski
Rich Moorlach
Dustin Holloway
Matt Patterson
Kirk Tate
Michael Parent
Underwriters
Tiffany Hilyer
Madelaine Howard
Matthew Slaughter
Why WIF?
With a combined 100+ years of working with churches across our leadership and loan team, WIF understands the dynamics of church lending and operations. Each team member personally shares in the mission of the church, often praying with and for our church borrowers.
We operate with the sole focus of reaching communities for Christ, reinvesting the interest from your loan to provide more funding for churches to build the Kingdom. WIF takes a common sense approach to loan requirements, offering less restrictive terms. This freedom allows churches to focus on what matters most, while partnering with a lender who shares their mission.
Serving Higher Interests® since 1946
This website and the material provided in it do not constitute an offer to sell nor a solicitation to buy WIF investments. The offering of WIF investments is made solely through WIF’s Offering Circular and only in states where authorized. The securities are subject to certain risk factors described in the Offering Circular. Investors should carefully read the Offering Circular before investing. WIF is not a bank and the investments are not FDIC nor SIPC insured.