CERTIFICATION & SIGNATURE
INVESTOR CERTIFICATION
Investor represents, warrants, and agrees that: (a) Investor has received and has carefully reviewed the Offering Circular of Wesleyan Investment Foundation, Inc. ("WIF") describing the unsecured debt obligations WIF offers to investors (the "Investments"), including the “Risk Factors” section thereof; (b) Investor is purchasing the Investments solely for Investor's own purpose and not for the investment purposes of any other person or organization; and (c) Investor will not assign, encumber or otherwise transfer any part of its interest in the Investment without WIF's prior written consent.
Investor acknowledges that: (a) Investor will receive Semi-Annual Statements and Activity notices through Online Access, which requires a computer with internet access and Online Access enrollment; (b) to the extent WIF is not registered as an investment company, an investment advisor, a broker or a dealer or has not registered the offering of its Investments, in each case pursuant to applicable federal, state and local securities laws, WIF relies on applicable exclusions or exemptions from such laws, and Investor's failure to comply with this Agreement could jeopardize the availability or applicability of those exclusions and exemptions; (c) Investments are unsecured, general debt obligations of WIF, and are not guaranteed by The Wesleyan Church Corporation or any other person or entity; (d) the payment of principal and interest on the Investments is dependent upon loan repayments to WIF, which in turn is dependent in large part upon the future charitable giving of members of churches receiving loans from WIF, and that the continuation of or extent of such income cannot be predicted with any certainty; (e) no federal or state agency has made any determination as to the fairness of the Investments, nor made any recommendation or endorsement of the Investments; (f) the purchase of Investments is subject to investment risks, including possible loss of the entire amount invested; (g) by providing your banking information you authorize WIF to initiate transfers into and out of your checking or saving account pursuant to instructions from you; (h) WIF is not responsible for any overdraft fees or other charges resulting from a transfer you request; and (i) you may elect to have beneficiaries, however, it is your responsibility to provide beneficiary information by contacting WIF by phone or through WIF’s Online Access.
Redemption Right; Default by WIF. Investor may redeem its Investment, in whole or in part, by contacting WIF via WIF’s Online Access, by calling WIF at 317-774-7300 or submitting a written request via mail to WIF. If WIF fails to pay any amount of interest and principal due and payable to Investor within seven (7) days after (a) the due date for payment of an Investment with a stated term or (b) WIF’s receipt of Investor’s written demand for payment of an Investment payable on demand, an “Event of Default” shall have occurred. Investor shall have all rights and remedies available at law or in equity to address the Event of Default.
Terms of Agreement: The foregoing terms of this Agreement shall govern the initial investment and all subsequent additions to the Investments. All representations, warranties, agreements and acknowledgements of Investor are restated as of the date of each subsequent investment, including each time interest is reinvested. Under penalties of perjury, I certify that the Social Security or Taxpayer Identification Number shown above is correct; and Investor is either exempt from backup withholding or otherwise not subject to backup withholding. The IRS has not notified Investor that part of Investor’s interest must be withheld as a result of Investor’s failure to report all dividend and interest income.
